life is unfair.
want to depend on others?
i say "why not depend on yourself?"
life goes on.
Sunday, 27 March 2016
LIFE FAIR/UNFAIR
Eric Khoo - Feeling Emotion =(
life is unfair.
want to depend on others?
i say "why not depend on yourself?"
life goes on.
life is unfair.
want to depend on others?
i say "why not depend on yourself?"
life goes on.
Monday, 21 March 2016
Happy Birthday!! And 谢谢大家！
Many thanks to all for the well wishes.
Parties include my secondary school friends to poly pals, university fighters, ex colleagues (STE & McDonalds), Current colleagues, navy buddies, Family members, cousins and of course my gf.
Well. Time really wait for no one.
I look at my smallest nephew and think back 那些年 I was once like him, always sticking to my mum wherever she goes and Now I'm blowing my 3 "big candles".
P.s. seriously but I still prefer to see my cake with alot candles on it. Haha
Well... collected some presents.
And they are really cool items.
Parties include my secondary school friends to poly pals, university fighters, ex colleagues (STE & McDonalds), Current colleagues, navy buddies, Family members, cousins and of course my gf.
Well. Time really wait for no one.
I look at my smallest nephew and think back 那些年 I was once like him, always sticking to my mum wherever she goes and Now I'm blowing my 3 "big candles".
P.s. seriously but I still prefer to see my cake with alot candles on it. Haha
Well... collected some presents.
And they are really cool items.
 |
| Know each other since secondary sch days. He helped me with my maths and Pei-ed me when I undergo "down" periods. My part time Photographer and his name is Chia Yam. Thank you for being my bff. Really like the present and please "pray" for our Toto. |
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| Special thanks to my "new & old" group of friends. First time receiving present from them. Really appreciate it. Many Thanks to Alan Sum, Peng Yu, Huan Yong and Chee Hao. |
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| Next is a gift from my special one. Can't say much here. Later ppl complain. Haha. Nevertheless, thank you for choosing and loving me as your bf from all the better guys out there. Love you! |
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| Didn't expect this but gift from gf's mum. Xie xie Auntie! |
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| Every year on my birthday, there will be a "mee suan" on the table without fail. I know It is a wish from my parent to me every year. Never fail to forget my bday every year. 谢谢老爸老妈这样爱我。 我真的很幸运有你们。 爱你！ |
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| And that me. If you didn't know that me then u need to meet me real soon. Haha. |
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| Lastly, Many thanks to all !! Cake from #breadtalk haha. HUAT AH!!! |
Friday, 18 March 2016
Sunday, 6 March 2016
Want and Don't Want.
Went for a buddy's Wedding dinner last night. Had a good catch up with my long lost friends. Glad to see all my friends are moving on (better) in life.
After the wedding, few of us (those staying in the same area) went back together via Mrt. Otw back, we had some chats about life. I couldnt remember what topic we are in but one of friend suddenly pop-up this sentence "just keep working lo" and got me very worry.
I quickly ask her what do u mean by this? Because to me, this sound like she got no aim, 一天过一天 (everyday is just another day) which lead us to the topic of investing. In short, she mention she doesn't have spare cash to do investing. She don't know anything therefore never bother to start doing investing. She doesn't trust investment. Too high risk. In fact, she ended stating she is not interested.
Well, after listening, I feel sad. I just want to add on some points here.
Firstly, not enough cash. I need to clarify on this. Many youngsters thought that investing require a large sum of money which is totally not true. In fact, a sum of $1000 can keep u started. For example, you can buy a Unit Trust like "NIKKO Singapore Dividend Equity Fund" whereby it buys into a basket of Singapore listed companies. Moreover you also get monthly Dividend payout to your bank account. Or u can choose to buy into 500 shares of "Frasers Centerpoint Trust" whereby it pay 4x Dividend in a year and a possibility of capital appreciation. There are many other stocks and funds in the market. Above are just 2 exmaples to illustrate my point, not a recommendation to buy.
Secondly don't know anything about investing. I wish to clarify who started off with knowing everything? We go to school to learn from teacher. After which we go back home, we practice and do ten year series, past year papers jus to ensure we master the module and score in exam right? So what is the different? Basically, it comes down to 1 question, "你要不要而已(how dying you want to learn)”. Just like studying in school, the teacher can give u 100 times extra classes but if you got no heart to learn, end up you will still fail the exam.
Lastly, too high risk. By putting money in your bank, why not you buy into the bank? You see if u say investing is risky but if you put your money in the bank, if the bank doesn't do good, the bank will evetually close down and gone is your money. Isnt it high risk too? I always believe one rule and it goes like this "knowing what u are doing reduces the risk" chim right? Let me explain further with Riding a bicycle example. So if you know how to ride( respresent knowledge) a bicycle, the probability of you falling(risk) is lower, I m not saying you won't fall, you will still fall if there is a hole on the ground (bad event like terrorism attack) but at least we know that on normal road we wont fall thus reducing the risk significantly.
I would like to end the post with this.
The question I ask is, “What is holding you back from achieving your dreams?”
Is it just your mindset of not believing or simply no action from you? I can say alot of things and reasoning (input) but output really has to depend on yourself. I can't possibly go out there to Force you. 加油！
To our success,
Eric Khoo
After the wedding, few of us (those staying in the same area) went back together via Mrt. Otw back, we had some chats about life. I couldnt remember what topic we are in but one of friend suddenly pop-up this sentence "just keep working lo" and got me very worry.
I quickly ask her what do u mean by this? Because to me, this sound like she got no aim, 一天过一天 (everyday is just another day) which lead us to the topic of investing. In short, she mention she doesn't have spare cash to do investing. She don't know anything therefore never bother to start doing investing. She doesn't trust investment. Too high risk. In fact, she ended stating she is not interested.
Well, after listening, I feel sad. I just want to add on some points here.
Firstly, not enough cash. I need to clarify on this. Many youngsters thought that investing require a large sum of money which is totally not true. In fact, a sum of $1000 can keep u started. For example, you can buy a Unit Trust like "NIKKO Singapore Dividend Equity Fund" whereby it buys into a basket of Singapore listed companies. Moreover you also get monthly Dividend payout to your bank account. Or u can choose to buy into 500 shares of "Frasers Centerpoint Trust" whereby it pay 4x Dividend in a year and a possibility of capital appreciation. There are many other stocks and funds in the market. Above are just 2 exmaples to illustrate my point, not a recommendation to buy.
Secondly don't know anything about investing. I wish to clarify who started off with knowing everything? We go to school to learn from teacher. After which we go back home, we practice and do ten year series, past year papers jus to ensure we master the module and score in exam right? So what is the different? Basically, it comes down to 1 question, "你要不要而已(how dying you want to learn)”. Just like studying in school, the teacher can give u 100 times extra classes but if you got no heart to learn, end up you will still fail the exam.
Lastly, too high risk. By putting money in your bank, why not you buy into the bank? You see if u say investing is risky but if you put your money in the bank, if the bank doesn't do good, the bank will evetually close down and gone is your money. Isnt it high risk too? I always believe one rule and it goes like this "knowing what u are doing reduces the risk" chim right? Let me explain further with Riding a bicycle example. So if you know how to ride( respresent knowledge) a bicycle, the probability of you falling(risk) is lower, I m not saying you won't fall, you will still fall if there is a hole on the ground (bad event like terrorism attack) but at least we know that on normal road we wont fall thus reducing the risk significantly.
I would like to end the post with this.
The question I ask is, “What is holding you back from achieving your dreams?”
Is it just your mindset of not believing or simply no action from you? I can say alot of things and reasoning (input) but output really has to depend on yourself. I can't possibly go out there to Force you. 加油！
To our success,
Eric Khoo
Thursday, 3 March 2016
General Finanical Update for Jan and Feb 2016
I have a habit of visiting my Facebook, Instagram, Caurosell and more every night before I sleep. Not sure if many does that too. And so i was scrolling through my FB and saw this.
Wording might be a little small but basically it says Noble was replace by Capitaland Commercial Trust as the 30 stocks representing STI. Not sure how many people are as happy as me. (Cos I m Capita Comm's shareholder.) Haha.
And so for some updates before I turned busy again. Nevertheless, please do visit my blog, I promise I will be more active. Haha
For Jan 2016, it was a quiet month for me. No Dividend was collected from my stock portfolio. If you had follow me for the past one year, you might have know I do have a Unit Trust portfolio which provides me a constant stream of Dividend every month. So for Jan 2016, I collected $284.70 from my Unit Trust. Also, I sold away my Jumbo and Capitaland Mall Trust for some profit taking.
As for Feb 2016, it was a little bit more interesting. Total Dividend collected from my stock portfolio adds up to be $871.91 and Unit Trust portfolio is $196.21. I also sold away 3 counters namely Mapletree Commercial Trust, SMRT and Lippo Mall. *regretted*
For ending, I would like to post this picture for closing. Hopefully after reading the post and with this picture, helps you to achieve some thinking within you.
Wording might be a little small but basically it says Noble was replace by Capitaland Commercial Trust as the 30 stocks representing STI. Not sure how many people are as happy as me. (Cos I m Capita Comm's shareholder.) Haha.
And so for some updates before I turned busy again. Nevertheless, please do visit my blog, I promise I will be more active. Haha
For Jan 2016, it was a quiet month for me. No Dividend was collected from my stock portfolio. If you had follow me for the past one year, you might have know I do have a Unit Trust portfolio which provides me a constant stream of Dividend every month. So for Jan 2016, I collected $284.70 from my Unit Trust. Also, I sold away my Jumbo and Capitaland Mall Trust for some profit taking.
As for Feb 2016, it was a little bit more interesting. Total Dividend collected from my stock portfolio adds up to be $871.91 and Unit Trust portfolio is $196.21. I also sold away 3 counters namely Mapletree Commercial Trust, SMRT and Lippo Mall. *regretted*
For ending, I would like to post this picture for closing. Hopefully after reading the post and with this picture, helps you to achieve some thinking within you.
To our success,
Eric
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