My 3 "A" Process, My Investing Journey reflection

My humble beginning of investment started in around 2010 and 2011 where my 大哥 (elder brother) passed me a book call "Rich Dad Poor Dad" by Robert Kiyosaki. Big thanks to my 大哥!

Initally my strategy of investing is to achieve short term gain (in short, Trader) but I came to realise the strategy doesn't really suit me. I suffered quite a big losses in the market to the extend,  I nearly give up the world of investing. Well, lessons learned. In summary,  a seed planted today (is like u bought into a stock today), will require time to grow into a tree. It does not grow instantly overnight or days, weeks,  months. Therefore,  people should quit thinking investing is a venue to "get rich quick".

Slowly, I dont know since when, I changed to become a fundamental analysis person by doing value investing. Well, I think the method suit me really well. You see, most people like me are having a day job in a corporation. Value investing does not require us to keep looking at charts, price etc like trading does, most importantly, value investing took out alot of fears and emotion feeling during investing. Basically for value investing, we are long term holders (Investor), so while waiting for the stock price to go back to NAV value, we are collecting dividend as passive income.

As the year 2015 is coming to an end soon,
I wish to share my journey of dividend investing over the years, since 2012 (did not do recording for 2011) to 2015

Total Dividend collected for the year,
2012 $972.20
2013 $764.10
2014 $1089.77
2015 $3042.17 (including the December dividend amout)

Totally ageee that it isnt a great amount like many of my seniors/bloggers out there have. My Main aim is to inspire more people(especially the younger generation) to believe that it is achievable.

My 3 "A" process.
Aim
Achieve
Action

1. Set a aim, goal
(example, to achieve financial freedom)

2. How can i achieve it?
(Example, buy a stock, unit trust, forex, REIT, ETF)

3. Take immediate action
(start doing something asap, please dont be a dreamer.
Some example things you can do are reading and learning if u dont know how to invest, attend free seminars, analysis different companies data, read company news, or enter trade)

*** Aim for 2016 ***
Achieve$5000 dividend income for whole of 2016

Continue to believe,
To our success,
Eric Khoo

Rich dad Poor Dad Robert Kiyosaki's "Meet the author session" at Jurong Point Popular store. 3 to 4pm

Robert Kiyosaki's fan?
Want to meet him in person?

Wait no further.
Rich dad is in Singapore over the weekend.

Saturday 28 November 2015,
3 to 4pm,
Rich dad will be having a "meet the author session" at Jurong Point Popular store.
Not sure about the one hour agenda. Hopefully some author's signature and photos taking session.

**I m going, see you there :)

Sunday 29 November 2015,
Will be a full day event/seminar
mastersofwealthsg.com
More detail can be find in the link above, but I think the ticket is fully sold out.

Quote of the day,

To our success,
ERIC KHOO

Viva Industrial Trust complete acquisition of two industrial properties at 19 Tai Seng Ave and 11 Ubi Road 1

Viva Industrial Trust had successfully complete acquisition of two industrial properties at 19 Tai Seng Ave and 11 Ubi Road 1.

www.vivaitrust.com

Both properties are leased back for a term of 10 years under master lease.

In addition, the phase one "Project Viva City" set to be ready by end of 2015. Really looking forward to it. Work for phase two of the project is slated to begin in early 2016 with estimated completion by mid 2016.

Viva Industrial Trust is a young and growing company which is constantly looking out for opportunity for growth.
With the current price of 0.715 (baseline to 25 November 2015), this counter gives an attractive dividend yield of 9.7255%

Dividend update for my Stock Portfolio for November 2015 and December 2015

Update part 2,

Dividend to be collect (for my Stock Portfolio) for November 2015 and December 2015.

November 2015

SPH Reit $41.70

SIA Engineering $60

Singpost $30

SMRT $75

Starhub $50

Suntec REIT $75.66

Viva Trust $65.88

December 2015

Far East HT $60

ParkwayLife Reit $67.20

Viva Trust $90.64

Although all are almost small account compare to all guru(s)/investors/bloggers out there, well we must agree everything start from small. A plant doesn't grow big instantly over a day or a week. At least I know, the amount is my baseline and over the years, it should grow bigger and better (twist fingers).

Last year 2014, I encountered a problem which is almost all of my dividend concentrate on certain month especially on May and August. I don't know about the rest, but the long waiting period to payout date certainly make me very "sian", in short, I don't like it. I think I prefer to receive dividend more often to act as an encouragement and motivation.

So starting this year 2015, I set a goal stating to spread my dividend evenly over all the months, in short I hope to receive dividend every month (at least one dividend per month).

Well 2015 is coming to an end again,
One year has pass again, time to start reviewing my goals.

Let see if I manage to achieve this goal in my next update.

It's achievable.

Wish you great success,
Eric Khoo

Dividend update for my Unit Trust Portfolio ended on 31 Oct 2015

been really busy lately with my work,

glad that it is finally gonna be over soon,

clearing some leaves lately,

therefore finally have some personal time to do some tracking of my finance,

for start,

i tabulated the amount of monthly dividends (for my Unit Trust Portfolio) i collected since the start of this year. well... not a great amount like AK (i m still working on it), but at least this is the passive income i created/gave myself without having me physically working on the ground.

& so for the year 2015 (till end of Oct)

JAN	$242.04
FEB	$202.26
MAR	$194.82
APR	$284.02
MAY	$220.50
JUN	$185.40
JUL	$267.46
AUG	$196.02
SEP	$192.03
OCT	$270.52
NOV	coming
DEC	coming
TOTAL	$2,255.07

still working on it, as you can see, average dividend collect per month is around $200. 

so here comes my first goal setting for year 2016,
1. To achieve $350 monthly dividend from my unit trust portfolio