Wednesday, 25 November 2015

Viva Industrial Trust complete acquisition of two industrial properties at 19 Tai Seng Ave and 11 Ubi Road 1

Viva Industrial Trust had successfully complete acquisition of two industrial properties at 19 Tai Seng Ave and 11 Ubi Road 1.

Both properties are leased back for a term of 10 years under master lease.

In addition, the phase one "Project Viva City" set to be ready by end of 2015. Really looking forward to it. Work for phase two of the project is slated to begin in early 2016 with estimated completion by mid 2016.



Viva Industrial Trust is a young and growing company which is constantly looking out for opportunity for growth.
With the current price of 0.715 (baseline to 25 November 2015), this counter gives an attractive dividend yield of 9.7255%

Saturday, 21 November 2015

Dividend update for my Stock Portfolio for November 2015 and December 2015

Update part 2,

Dividend to be collect (for my Stock Portfolio) for November 2015 and December 2015.

November 2015
SPH Reit $41.70
SIA Engineering $60
Singpost $30
SMRT $75
Starhub $50
Suntec REIT $75.66
Viva Trust $65.88

December 2015
Far East HT $60
ParkwayLife Reit $67.20
Viva Trust $90.64

Although all are almost small account compare to all guru(s)/investors/bloggers out there, well we must agree everything start from small. A plant doesn't grow big instantly over a day or a week. At least I know, the amount is my baseline and over the years, it should grow bigger and better (twist fingers).

Last year 2014, I encountered a problem which is almost all of my dividend concentrate on certain month especially on May and August. I don't know about the rest, but the long waiting period to payout date certainly make me very "sian", in short, I don't like it. I think I prefer to receive dividend more often to act as an encouragement and motivation.

So starting this year 2015, I set a goal stating to spread my dividend evenly over all the months, in short I hope to receive dividend every month (at least one dividend per month).

Well 2015 is coming to an end again,
One year has pass again, time to start reviewing my goals.
Let see if I manage to achieve this goal in my next update.


It's achievable.

Wish you great success,
Eric Khoo

Friday, 20 November 2015

Dividend update for my Unit Trust Portfolio ended on 31 Oct 2015

been really busy lately with my work,
glad that it is finally gonna be over soon,

clearing some leaves lately,
therefore finally have some personal time to do some tracking of my finance,

for start,
i tabulated the amount of monthly dividends (for my Unit Trust Portfolio) i collected since the start of this year. well... not a great amount like AK (i m still working on it), but at least this is the passive income i created/gave myself without having me physically working on the ground.

& so for the year 2015 (till end of Oct)

JAN  $242.04
FEB  $202.26
MAR  $194.82
APR  $284.02
MAY  $220.50
JUN  $185.40
JUL  $267.46
AUG  $196.02
SEP  $192.03
OCT  $270.52
NOV  coming
DEC  coming
TOTAL  $2,255.07
still working on it, as you can see, average dividend collect per month is around $200. 

so here comes my first goal setting for year 2016,
1. To achieve $350 monthly dividend from my unit trust portfolio


Saturday, 24 October 2015

Far East Hospitality Trust (FEHT) to expand presence in region 22 October 2015

With reference to


Far East Hospitality Trust (FEHT) had announced on Thursday, October 22, that they will be expanding their presence in Singapore and the region.

They will be opening three hotels and service residences under its Oasia brand next year in

1. Singapore and 
2. Malaysia  

adding more than 700 rooms in capacity.



Their property in Kuala Lumpur is expected to open in the first quarter of 2016, while the other two properties will be opened in Singapore in the second half of next year.

Speaking at the 2015 ITB Asia Conference, Far East Hospitality CEO Arthur Kiong said, "The expansion strategy for Oasia comes at an opportune time. As the region continues to mature and attract a strong stream of international arrivals, we believe we can replicate the success of Oasia Hotel Novena by bringing Oasia to other key gateway cities in the region."




Thursday, 22 October 2015

Super stuffs found in my home. Sheng siong dnd door gift

More of SUPER GROUP LIMITED's items consume in my home.
I think I should buy and own some of their shares. Haha

Cashflow for Super Group is good,
Low or almost no debt incur by the company. 
PE ratio is between 14 to 16 range, consider average.

Sad things is that
The price of the shares is not undervalue. 
Decreasing of revenue n net income.
Dividend yield is not high as well.



Next is a present from my mum, a sliver coin from Sheng Siong dnd door gift, no sure is it made of pure sliver.

Fyi, Sheng Siong had been here for 30yrs. This I only know lately. Haha. Guilty. I thought I know everything, haha


Last things, 2 more days to fly off. #fighting #eric

Cashflow simply mean the inflow and outflow of cash. ROOT Cause and Solution.

By definition, Cashflow simply mean the inflow and outflow of cash.
Put into personal level concept, it means the inflow (i.e. salary) and outflow (i.e. expenses) of cash.

You see, many people only have one main inflow of cash which is their active income (work) whereas their outflow of cash is infinite. It can be branch out to credit card bill, holiday expenses, parent allowance, medicine bill, insurance and more!

And this is what i call the "ROOT Cause" of problem.

And the solution for me, very simple, I choose/determine the outflow of the cash. 
you see, outflow of cash can be alot of things like i mention above and one of the option for outflow of cash can be "INVEST". This is also the key our solution.

WORK -> Money comes in as pay = inflow of cash.

OUTFLOW of cash -> pay off what is necessary for you to survive (i.e. Foods, Electric/HP bills, Parent Allowance, Transport etc), whatever remain should all (if not most) go into invest.

When you invest, you are actually buying income generating assets, in short generateextra stream of inflow cash.
Now you have one extra stream of (Passive) income (initially was only from work).

The Key here is to generate enough passive income to cover your expense (outflow of cash)
and when this happen, basically you had achieve FINANCIAL FREEDOM !!!


Sunday, 18 October 2015

Super Group Limited Edition Squirrel Mug Hazelnut White Coffee

Isn't a Super Shareholder,
But can't resist myself in getting their "Super" mug

And so, Super is currently having a promotion,
Limited Edition Squirrel Mug with every 2 packs of Hazelnut white coffee purchase.

Got mine today,
Sheng Siong doesn't have this promo, therefore I had to go to Prime Supermart to get this. #angry
Anyway, 2 pack promotion for $8.65.
Cheap deal !




Saturday, 12 September 2015

What had you achieve since you ........ ? Reflection Day

I was scrolling my fb and saw one of friend asking the following question and I asked myself too.

"What had I achieve after I graduated from NTU since 2011?"

I was at Breadtalk drinking coffee in the evening and was thinking through it.

I had my answer...
How about you?

Reflection

#twothoughtoftheday #breadtalk #capitamalltrust #SANPOUTEISG

One of the portfolio in Capitamall Trust, Bukit Panjang Plaza (BPP) undergoes revamp some times ago and I decided to pay a visit today and see how it goes.

I would say the AEI is more or less done and I must say it is a great success! Reasons as follow,

1. The crowd are so much better now comparing to the past.
2. The AEI created a lot new space which allow the mall to introduce alot more new eatery vendors in. Therefore increase their rental income which in turn change to our distribution (dividend)
3. Base on my site survey, the mall is fully occupied.


P.S: Capitamall Trust had drop below 1.90 lately. Earlier, they also announced they are interested in acquisition of Bedok Mall to be confirm by end of q4. 

Another interesting counter which I very much wish to own is none other than our homegrown brand...


As many do know, Breadtalk does not only sell breads, it has many other businesses like Ding Tai Feng, Toastbox, Food Republic etc.

Lately, I came to realise they have another new brand call "Sanpoutei Ramen" and are doing good. Currently their Sanpoutei Ramen only has two outlets, however they have plan to expand this. The point is the company is constantly improving and sourcing for new opportunity which is good for investors.

P.S: Breadtalk share price had also retreated a fair bit and really look attractive for repurchase now.

#twothoughtoftheday #breadtalk #capitamalltrust #SANPOUTEISG

Saturday, 29 August 2015

Addition Aug Incentive

And I am lucky enough to achieve my "Gold" incentive ; )



PS: Keep fit, staying healthy is also a kind of investment (by reducing the risk of spendage in unnecessary expensive medical expenses.)

Sunday, 16 August 2015

Aug Update: Abel's Wedding & Unit Trust Re-balancing.

Firstly, a BIG congratulation to my polymate, Abel Lim.
attending his wedding lunch and finally get to meet my "200 years meet one time friends". haha
also got to know Sheena will be holding her wedding dinner next year 24 Jan 2016.
Congratulation in advance!

*wonder when mine? haha

Recently really busy at work with almost no time to use HP and 5 minutes to bath etc.
seriously, a little not use it.
gonna bite my teeth and bare with it.

*hopefully time will pass very fast and things will be better. Pray!

currently, FSM is having SG50 promotion for this entire August with 0% Sale Charge.
and i think it is a good time to do some re-balancing for my unit trust portfolio since Mr Market plunge some much lately.

sold my JPM fund,
added some into Allianz US and Allianz INC.
also bought into new fund, Schroder Asian Income, another monthly dividend payout fund.

=)



Sunday, 9 August 2015

Aug 2015 Update & Happy SG50

Hi All,

been a long time since I updated here,
hope you guys/ladies are doing as fine.
and HAPPY SG50 !

HAPPY BIRTHDAY SINGAPORE !!!
<3
















It's my favorite month of the year,
August and I call it "My Harvest Month".

will be collecting the following dividends for the month of August,
(haven't add in my dividends from Unit Trust) = )

Kepcorp $60
SIA Engg $85
SPH Reit $40.50
Sheng Siong $87.50
Suntec Reit $74.76
Viva Trust $11.20
CapitaComm Trust $323.25
Starhub $50
Parkway Life Reit $67
SembMar $120

well to me, these $$ are like a mini increment I gave or create for myself.
You must understand, it is very very hard to ask for a pay rise from your boss,
I personally think we can and are able to do something on our part to increase our pay legally.
Dividend income is one such example and I think everyone should do it.

**remember, doing something you know is not a risk.

hope every month will be like this. haha.
will be working hard toward it,
you too !

-Eric Khoo

Monday, 25 May 2015

1 Day In JB and the 6% GST (Part 2)

Hi peeps,

Been a while since my last update,
hope you guys miss me a little. *haha

Yup, today is my last leave day in STE,
and I decided to go JB for a little shopping and grab some stuffs before my new job kicks in.
; )

25th May 2015
Exchange Rate: 2.68

Started off by grabbing a new clothe for my old buddy, who has been fighting along with me for years: Note 8

A "huat ah" Red Note 8 casing: RM25
**no discount given

Follow by my favourite eatery,
world best chendol and rojak
Total damage here: RM14.70 for both


Promise my nephew that I will get him an animal kaiser card game. A promise (especially to kid) is a promise MUST fulfill.

Animal Kaiser Card game: RM12
**A RM0.90 discount given,
**personal feel: very hard to get discount lately in city square

Main aim of the day
7 months of Contact lens (free 1 pair, I decided to get 275 degree for this free pair, just in case I need sharper vision)
spend RM130 for 2 boxes.
**price keep increase for contact lens, used to be RM60/Box

Next stop, Starbuck !
Because I need MR. Internet to check my stock market.
Ordered a medium Cappuccino for RM12.20

Last stop, going for a movie session
Tomorrowland !
Seriously I don't know what the movie is about. Haha
hear my BFF, Eyan mention about it
And so, he cannot be right.

1x Movie ticket RM13

Going for movie now,
Talk to ya later !

-Eric Khoo